Living frugally does not necessarily mean living a life of poverty or constantly having to deprive oneself of the finer things in life. 

Let's face it. In life, nothing is permanent. Things come and go. This is why it is important to put your best foot forward and have a detailed retirement plan.

Few things compare to the thrill of receiving your first debit card in the mail. It is an event that marks your independence and gives you a glimpse of financial freedom. Banks…

If one day you find yourself in debt, don’t fret. Start planning instead and defeat your odds. If faith can move mountains then surely faith and determination can help you pay off…